Does Insurance Cover Theft If You Leave Keys Inside The Car In Massachusetts?

I will admit that I'm way too cavalier when it comes to leaving my keys in the car. I sometimes do it by accident, but mostly I guess I just prefer to get in the car and go. I certainly don't leave them in the car all of time, but you get the idea.

In the ignition is what I'm talking about as well, not just in the glove compartment or whatever. My father had these habits when I was growing up, so I can only assume that is where I got this irresponsible habit.

I have had my car broken into twice in my life. The first time, they stole my radio and CD player; the second, my vehicle was just rummaged through (I assume they were looking for cash).

There is nothing more violating then having personal property stolen, or breached in general.

Now, in Massachusetts, car insurance is mandatory, but certain coverage is optional. Insurance coverage can also depend on whether you purchase, lease, or buy cash. With all of that said, let's get back to the point of this post.

Does Insurance Cover Theft If You Leave Keys Inside The Car In Massachusetts?

If you have comprehensive coverage on the vehicle, then you're generally covered if it's stolen — even if you left the keys in the car. If you're a victim of auto theft, contact your local police station to file a report, then get in touch with your insurance company. -progressive.com

Yes, if you have comprehensive coverage you are covered for theft, even if it was because you left the car running. Insurance companies understand that mistakes happen, so if you leave your car running and it's stolen, your insurance company will still pay for it. -policygenius.com

I hope you found this post informational.